Skip to content
CashXChain

Move money worldwide in seconds.

One account for every currency, one API for 170+ countries. Faster than banks. Safer than crypto. Simpler than ever.

Create accountTalk to sales

Featured in

  • Merkur.de (opens in a new tab)
  • Münchner Merkur (opens in a new tab)
  • OVB online (opens in a new tab)
  • rosenheim24 (opens in a new tab)
  • IT Boltwise (opens in a new tab)
  • LesNews (opens in a new tab)

International transfers are slow, expensive and complex. CashXChain makes them fast, affordable and simple.

  1. Receive in your own name

    Open named accounts in EUR, GBP, USD and CAD and get paid like a local business. Receiving and holding money is free on every plan.

    Named-account regions
    EUR GBP USD CAD

  2. Convert on the best route

    Each payment is routed across payment rails and settled by licensed partners. The exchange rate you are shown is the rate that is applied.

    Currency exchange
    from 0.30%

  3. Pay out locally

    Pay suppliers, employees and partners worldwide, faster and cheaper than through a traditional bank wire.

    Reach
    170+ countries

Manage global payments in one platform.

Send payments, track transactions and route liquidity across multiple payment rails, all from a single interface.

  • Payment management

    Pay suppliers, staff and partners from one balance that holds every currency you use.

  • Transaction tracking

    Follow each payment from instruction to settlement and export statements for your books.

  • Best payment route

    Liquidity moves over the rail that suits each corridor, so you never pick a network by hand.

  • Compliance workflows

    Businesses and their owners are verified before the first payment, and every counterparty is screened.

Compare every plan

Estimate a payment

EUR
Delivery
Plan
Exchange, exotic, 1.50%
€72.00
Local transfer fee
€3.00
Total cost
€75.001.56% of the amount sentTotal cost €75.00

Indicative, from Master Pricing v3.0. Exchange rates are all-in. On SWIFT routes, intermediary banks may deduct charges that cannot be known in advance.

Built for every team that pays abroad.

Fast and affordable payments abroad

Pay suppliers, employees and partners worldwide, faster and cheaper than traditional banks.

  • Same-day payouts
  • Competitive FX rates
  • Multi-currency accounts
  • No hidden fees

Built for developers.

One REST API for accounts, beneficiaries, FX and payouts. Build against the sandbox, then switch the base URL.

Idempotent payouts
Send an Idempotency-Key with every payout and retry without paying twice.
Signed webhooks
Each delivery carries an HMAC-SHA256 signature and is retried up to 14 times over about 26 hours.
OpenAPI spec
Generate a typed client in the language you already use from a single spec file.
Separate sandbox
Its own accounts, keys and base URL, so a test never touches live money.
Read the docs
payout.shPOST /v1/banking/payouts
curl -X POST https://api.sandbox.cashxchain.com/v1/banking/payouts \  -H "Authorization: Bearer $CXC_KEY" \  -H "Idempotency-Key: payout-INV-0042" \  -H "Content-Type: application/json" \  -d '{    "source_account_id": "mockacct_7d2f…_eur",    "beneficiary_id": "mockben_7d2f…_4da1",    "amount": "4800.00",    "currency": "EUR",    "reference": "INV-0042"  }'

Compliance and security in every payment.

CashXChain is built to support secure and compliant global payment operations. We combine internal compliance systems with regulated partners to ensure reliable and traceable payments abroad.

FinCEN MSB registration
31000341178304
CashXChain Inc. A federal registration, not a licence.
Stablecoins
USDC and EURC
Electronic money tokens under MiCAR.
Regulatory & compliance

  • Compliance infrastructure

    Internal compliance and monitoring systems support transaction screening, risk assessment and auditability across payment flows.

  • Regulatory alignment

    Businesses, their representatives and beneficial owners are verified before the first transaction, and customers, owners and counterparties are screened against sanctions lists. The stablecoins we use are electronic money tokens under MiCAR.

  • Regulated partners

    The regulated payment, exchange, custody and settlement steps are performed by licensed partners, each under its own authorisation.

  • Secure architecture

    Payment flows are handled through secure, fault-tolerant systems with full transaction traceability and operational safeguards.

Building a global payment infrastructure.

Four members of the CashXChain team on stage at the Munich Business Plan Competition, in front of a BayStartUP backdrop.
The CashXChain team at the Munich Business Plan Competition.

CashXChain is a Bavarian company, funded by the Bavarian Ministry of Economic Affairs and based at STELLWERK18, the digital start-up centre in Rosenheim.

Projected volume, 2026
$50M
Partners and agreements
10+
Protected IP rights
5
Munich Business Plan Competition 2026
Top 20
About the company

Priced like software. Not like a bank.

One subscription per company. No setup fee, no account fee, no minimum balance. Receiving and holding money is free on every plan, forever.

See pricing

  • Free

    Receive, hold and test the whole platform. No card, no clock.

    $0forever

  • Starter

    Your first payouts abroad, with read access to the API.

    $19/ month

  • Professional

    Move money through the API, on wider limits and better rates.

    Previously $99now $67/ month

  • Business

    High volume, seven-figure limits, and people on the phone.

    Previously $499now $399/ month

  • Enterprise

    Commercials, limits and integration built around your volumes.

    Custom

The operating system for global payments.

CashXChain is live. Open your account today; Early Bird pricing applies at launch.

Create accountTalk to sales